Banking and Insurance Class 10 Syllabus PDF | Download CBSE Textbook PDF
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Total Marks: 100 (Theory – 50 + Practical – 50)
|Unit Number||Unit Name||Marks|
|1||Laws relating to Negotiable Instruments||5|
|2||Lending Functions of a Bank||5|
|3||Utility Services of a Bank||10|
|4||Life Insurance Products||10|
|6||Communication at Workplace||10|
Banking and Insurance Unit 1: Laws relating to Negotiable Instruments
- Introduction to Negotiable Instruments
- Type of Negotiable Instruments
- B/E (Bills of Exchange)
- Promissory Note
- Parties to Negotiable Instruments
- Crossing of Cheques
Banking and Insurance Unit 2: Lending Functions of a Bank
- Lending Functions of a Bank
- Type of Advances-Secured & Unsecured
- Loans (Short Term & Long Term)
- Methods of granting Advances
- Cash Credit
- Bill Discounted and Purchased
Banking and Insurance Unit 3: Utility Services of a Bank
- Remittance through Bank Draft
- INTERNET BANKING
- Safe Deposit lockers
Banking and Insurance Unit 4: Life Insurance Products
- Life Insurance Policies
- Types of Life Insurance Policies
- Procedure for taking a policy
- Nomination & Assignment of a Policy
Banking and Insurance Unit 5: General Insurance
- General Insurance
- Fire Insurance
- Marine Insurance
- Miscellaneous Insurance Polices (Medi-claim insurance, Accident Insurance, Motor vehicles Insurance, Burglary and Theft Insurance)
- Procedure for taking these Polices
Banking and Insurance Unit 6: Communication at Workplace
- Verbal and Non-Verbal Communication
- Demonstrate effective use of verbal and non-verbal communication skills
- Identify the practices in verbal and non-verbal communication
- Forms of Communication
- Identify the forms of communication
- Find out the advantages and disadvantages of different forms of communication
- Communication media and Equipment
- Operate the communication media and equipment properly
- Evaluate the communication media
- Barriers in Communication
- Identify the barriers in communication
- Select the strategies for overcome barriers in communication
Chapter-Wise Banking and Insurance Syllabus Overview
Here you can check the chapter-wise overview on Banking and Insurance latest syllabus.
Unit 1: Laws relating to Negotiable Instruments
The word “Negotiable” means Transferable by Delivery” and “Instrument” means a written document by which a ‘right’ is created by one person in favour of other person.
Thus, negotiable instrument means “a document transferable by delivery”. The Negotiable Instruments Act has not defined the term negotiable instrument.
It only names three Negotiable Instruments.
- Promissory Notes (PN)
- Bills of Exchange (BE)
Unit 2: Lending Functions of a Bank
A Bank is a financial institution / financial intermediary that accepts deposits and channels those deposits into lending activities.
It is done either directly by lending to the needy borrowers or indirectly by investing is the capital markets instruments. Thus a bank intermediates between customers who have surpluses of funds and customers who need funds.
Unit 3: Utility Services of a Bank
A Demand Draft is a cheque that contains an order of one branch of a bank (Drawer branch) directing another branch of the same bank (Drawee branch) to pay on demand a certain sum of money to a specified beneficiary (Payee).
A Demand Draft may be crossed also with an Account payee instrument, meaning thereby that its amount may be credited to the account of the payee and it cannot be encashed over the counter by the payee.
Unit 4: Life Insurance Products
Life Insurance is a financial cover for a contingency or risk linked with human life such as loss of life by death, disability, accident etc.
The risk to human life is due to natural factors or causes related to various types of accidents. When human life is lost or a person is disabled permanently or temporarily there is a loss of income to the entire household
Unit 5: General Insurance
Then there could be Third Party Claims on you. For instance, you are driving a car and unfortunately you meet with an accident in which a pedestrian is injured.
Such person will have a Claim on you. Also there could be claims on you while you are performing your professional duties. A Doctor may be subject to a claim for negligence in treating a patient.
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