LIC ADO Salary, Job Profile, and Career Growth

LIC ADO salary, job profile, and Career Growth LIC ADO salary, job profile, and Career Growth[/caption]

The Life Insurance Corporation of India (LIC) conducts a recruitment drive for filling in various posts every year. Currently, the LIC ADO Recruitment has begun and candidates have already applied for the post. As LIC jobs are one of the prestigious jobs, interested candidates are suggested to apply as early as possible. There are various reasons for saying LIC jobs are the best. So, here is the information that a candidate needs to know about the LIC ADO Salary, job profile, and career growth. LIC offers Rs 21,865/- per month, However, there are Other Allowances and various other perks for its employees. Candidates can go through the blog to know more regarding the salary structure and job profile of LIC ADO. 

LIC ADO Salary, Job Profile, and Career Growth

Before Knowing about LIC ADO Salary, Job Profile, and Career growth, you must know about the Exam Details, LIC ADO Syllabus, and Exam Pattern.

Name of the Exam LIC ADO
Post Name ADO (Apprentice Development Officer)
Exam Date To Be Announced
Job Type Central Govt. Job
Mode of Apply Online
Exam Mode Computer Based Test (Online)
Selection Process
  • Prelims
  • Mains
  • Interview
Pay Scale ₹ 21,865/- per month
Offitial Web site

LIC ADO Salary 2020


  • This means, on being appointed as an Apprentice Development Officer, the Basic Pay will be ₹ 21,865/- per month (except for Employee Category Candidates).
  • There will be an annual increment of ₹ 1340/- for the next two years. At the end of two years, the candidate’s Basic Pay will be ₹ 24545/-.
  • After this, there will be an annual increment of ₹ 1580/- for the next two years. The Basic Pay will be ₹ 27705/- at the end of two years.
  • Then there will be an annual increment of ₹ 1610/- for the next 17 years. At the end of 17 years, the Basic Pay will be ₹ 55075/-.
  • In addition to the Basic Pay, the LIC ADO salary will also include various allowances and other benefits.
  • Combining all these, the LIC ADO will be paid ₹37,345/- per month in ‘A’ Class City (LIC ADO Salary – approximate amount).

LIC ADO Mock tests

LIC ADO Allowances

Apart from the monthly salary, the Apprentice Development Officer receives various other allowances like

  • Dearness Allowances (DA)
  • House Rent Allowances (HRA)
  • City Compensatory Allowances (depends on the classification of the city) (CCA)

Benefits Along with LIC ADO Salary

  • LTC – Leave Travel Concession
  • Gratuity
  • Special Allowance
  • Contributory Pension
  • Medical Allowances
  • Accident Insurance
  • Personal Loans
  • Vehicle Loans
  • Vehicle Advance (2-wheeler/4-wheeler)
  • Monthly Incentives

LIC ADO Job Profile 2020

The LIC Apprentice Development Officers (ADO) is a sales supervision job. The ADOs are required to sponsor suitable candidates to be appointed as LIC Agents and then train them to help them to sell LIC policies to the maximum number of people. The ADOs need to work in both Urban and Rural areas. The ADO cannot be appointed as the LIC Probationary Development Officer.

Guarantee Bond

Selected candidates will be required to give the undertaking to serve the Corporation for a minimum period of four years from the date of joining (including apprenticeship period) before joining as the LIC Apprentice Development Officer, failing which his or her heirs, executors or administrators will be liable to pay liquidated damages of Rs 25,000.

Apprenticeship Period

The newly appointed Apprentice Development Officer needs to undergo theoretical and field sales training.


The ADO who successfully completes the apprenticeship is suitable for appointment to the service of the LIC as a Development Officer and may be placed on probation. The period of probation is of 1 year and can be extended up to two years.

LIC ADO Career Growth

Candidates who start working as LIC ADO, have a lot of opportunities and huge career growth. Below is the Career Growth listed for LIC ADO

  1. Apprentice Development Officer
  2. Probationary Development Officer
  3. Development Officer
  4. Assistant Branch Manager 
  5. Branch Manager 
  6. Senior Branch Manager 
  7. Assistant Divisional Manager 
  8. Divisional Manager
  9. Senior Divisional Manager
  10. Regional Manager 

I hope candidates have received complete information regarding the LIC ADO Salary, Job Profile, and Career Growth. Start studying well for the exam with a wide range of LIC ADO Books available online.

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