1.
Ahmedabad Is often referred to as the 'Manchester of India' as it is a major textile region. Which ofthe following factors have enabled the growth of Ahmadabad as a textile Centre?1. The flat terrain and easy availability of land is suitable for the establishment of the mills.2. A very dry climate of Ahmadabad is ideal for spinning and weaving cotton.Which of the above is/are correct?
Justification & Learning: Statement 2: The climate is not dry, but pretty humid due to theproximity with coasts. It has a humid climate that is Ideal for spinning and weaving.. Favourable locational factors were responsible for the development of the textile industry inAhmedabad.. Ahmedabad is situated in the heart of a cotton growing area. This ensures easy availability of rawmaterial.. The densely populated states of Gujarat and Maharashtra provide both skilled and semi-skilledlabour. Well developed road and railway network permits easy transportation of textiles to differentparts of the country, thus providing easy access to the market.. Mumbai port nearby facilitates import of machinery and export of cotton textiles.
2.
If Banks set a high Marginal Cost of Funds based Lending Rate (MCLR) for a client, which of thefollowing Inferences can be drawn from It?1. The banks find lending to the borrower risky.2. Banks will recover non-performing assets left by the borrower.Which of the above is/are correct?
Justification: Statement 1: "Marginal Cost of Funds" here means the bank evaluate borrowersbased on the credibility and paying ability of the borrower. If banks find that the loan is more likelyto be defaulted in future, they may set high interest rates to deter non-credible borrowers. So, 1 iscorrect.Statement 2: There is no such provision. The MCLR system has simply replaced the Base ratesystem. The MCLR should be revised monthly by considering some new factors including the reporate and other borrowing rates.
3.
Which of these animals is/are likely to undergo hibernation?1. Bats 2. Bees 3. Ground squirrelsSelect the correct answer using the codes below.
Justification: There are several ways that animals respond to harsh winter: they migrate, adapt orhibernate. Hibernation essentially means going to deep sleep to conserve one's energy andchances of survival. Animals are known to accumulate some fat before they go to hibernation.There are other types of hibernators too. Obligate hibernators are defined as animals- thatspontaneously, and annually, enter hibernation regardless of ambient temperature and access tofood. Obligate hibernators include many species of ground squirrels, other rodents, mouse lemurs.
4.
National Urban Information system (NUIS) intends to1. Create an urban GIS database with the help of satellite images and aerial photography2. Connect all major port cities with high speed underwater cable network^Which of the above is/are correct?
Justification: ISRO, Survey of India under directions of the Ministry of Urban Development(MoURD) are creating an urban GIS database with the help of satellite images and aerialphotography. It will be a geospatial thematic database for 152 towns . For e.g. under Its DisasterManagement Programme, ISRO has provided the flood inundation maps using satellite dataextensively during the recent floods of Tamil Nadu and Andhra Pradesh. Such information will becollated and consolidated in one integrated urban information system. It will be a strategic movetowards urban planning and infrastructure creation.
5.
Consider the following about National Legal Services Authority (NALSA).I. lt is a statutory body. 2. It provides for free legal aid to the poor and weaker sections of the society.3. It appoints judges of Gram Nyalayas in consultation with the District Judge.4. It also organises Lok Adalats for amicable settlement of disputes.Select the correct answer using the codes below.
Justification: Statement 1: It has been constituted under the Legal Services Authorities Act, 1987Statement 2: Its aim is to ensure that opportunities for securing justice are not denied to any citizenby reasons of economic or other disabilities. NALSA also identifies specific categories ofmarginalised and excluded groups and formulates various schemes for implementation of legalservice programmes. It provides services of free legal aid in civil and criminal matters for the poorand marginalised people who cannot afford the services of a lawyer, in any court or tribunal.Statement 3: The Gram Nyayalayas are presided over by a Nyayadhikari,'*TVho has the samepower; enjoys same salary and benefits of a Judicial Magistrate of First Class. Such Nyayadhikariare to be appointed by the Stale Government in consultation with the respective High Court.Statement 4: It also organises Lok Adalats for amicable settlement of disputes. It works in closecoordination with various State Legal Services Authorities, District Legal Services Authorities andother agencies.
6.
Photochemical smog has recently become a major problem In cities like New Delhi. Which of thefollowing Is/are crucial for the formation of Photochemical smog in the atmosphere?
Learning: Photochemical smog is the chemical reaction of sunlight, nitrogen oxides and volatileorganic compounds in the atmosphere, which leaves airborne particles and ground-level ozone. Itmay include the following:
7.
The term "Arctic Shelf is often used to refer to
Learning: The Ocean's Arctic shelf comprises a number of continental shelves, including theCanadian Arctic shelf, underlying the Canadian Arctic Archipelago, and the Russian continentalshelf, which is sometimes simply called the "Arctic Shelf because it is greater in extent. TheSiberian Shelf holds large oil and gas reserves, and the Chukchi shelf forms the border betweenRussian and the United States as stated in the USSR-USA Maritime Boundary Agreement. Thewhole area is subject to international territorial claims.
8.
The expenditure 'made' from the Consolidated Fund of India CANNOT be1. Discussed and voted by the Parliament 2. Considered as a part of the appropriation billWhich of the above is/are correct?
Justification: The budget consists of two types of expenditure
9.
Aravallis in Rajasthan and Srisatlam forests in Andhra Pradesh are known for hosting
Learning: Uranium deposits occur in the Dharwar rocks. Geographically, uranium ores are knownto occur in several locations along the Singbhum Copper belt. Recently uranium reserves werediscovered in pockets of Mahbubnagar, Karimnagar and Nalgonda districts in Telangana andGuntur and Kadapa districts in Andhra Pradesh.
10.
A report titled "Strengthening Forest Fire Management In India", jointly prepared by the MoEFCC andthe World Bank, has been released.1. Central India has the largest area affected by fire.2. Forest fires occur in over two-thirds of the country's 647 districts every year.3. India aims to increase its forest cover by 50 million hectares, as part of India's National Action Plan onClimate Change.Select the correct answer using the codes below.
Justification: Highlights of the report:Occurrence of forest fires and their impact: Forest fires occur in around half of the country's 647districts every year. Central India has the largest area affected by fire. North-East accounts for56% of burnt forest land during 2003-2016, followed by southern states and the North-East.However, North-eastern states account for the biggest share of fire detections, with at least 55% offire incidents reported during 2003-2016. Concerns: With at least one in four people dependent onforests for their livelihood. India is losing at least 1.100 crore due to forest fires every year, saysa new World Bank report. The report calls for a national plan for the prevention of forest fire.Repeated fires in short succession are reducing diversity of species and harming naturalregeneration, while posing a risk to over 92 million in India who live in areas of forest cover. Thefindings are significant since preventing forest fires is crucial to meet Nationally DeterminedContributions (NDC) In order to limit global warming. As per the Fifth Assessment Report of IPCC,forest fires globally contribute 2.5 billion to 4.0 billion tonnes of C02 to carbon emissions everyyear. Tackling forest fires is even more important in India as the country has committed to bringing33% of its geographical area under forest cover by 2030, as part of NDCs.